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Could a Reverse Mortgage Help You Stay in Your Home?

Could a Reverse Mortgage Help You Stay in Your Home?

by George Gikas | Oct 11, 2019 | Blog, Finance, Homeownership, Mortgage

If you’re a Canadian homeowner who’s at least 55 years old, a reverse mortgage may be able to provide a number of solutions for you, including supplementing your current income while you continue to live in your home to help you enjoy a more fulfilling retirement....
How Can a Co-Signer Help Your Mortgage Approval?

How Can a Co-Signer Help Your Mortgage Approval?

by George Gikas | Oct 4, 2019 | Blog, Finance, Homeownership, Mortgage

Sometimes, you may just need an added boost to qualify for the loan amount required to get you into your new home, particularly following the introduction of tighter mortgage qualification rules.   If you’re experiencing difficulty meeting traditional lender...
What You Need to Know About Collateral Charge Mortgages

What You Need to Know About Collateral Charge Mortgages

by George Gikas | Sep 27, 2019 | Blog, Economy, Homeownership

Did you know that several lenders today are exclusively offering collateral charge mortgages? This means it’s more important than ever to understand the differences between a collateral and a standard charge mortgage before signing your mortgage commitment.   The...
When Does a Private Mortgage Make Sense?

When Does a Private Mortgage Make Sense?

by George Gikas | Sep 20, 2019 | Blog, Economy, Finance, Homeownership, Mortgage

More Canadians than ever before have become familiar with private mortgage options after feeling the effects of the stringent stress test mortgage qualification rules introduced in January 2018.   While private mortgages have been around for many years, they were...
You Can Finance Your Home & Cover Reno Costs Together

You Can Finance Your Home & Cover Reno Costs Together

by George Gikas | Sep 13, 2019 | Blog, Economy, Finance, Homeownership

You Can Finance Your Home & Cover Reno Costs Together You Can Finance Your Home & Cover Reno Costs Together   Buying a move-in ready home isn’t for everyone. In fact, many people fall in love with a house because of, not in spite of, its need for...
Funding Your Renovations Using Home Equity

Funding Your Renovations Using Home Equity

by George Gikas | Sep 6, 2019 | Blog, Finance, Homeownership

Are you thinking of doing some home improvements and wondering how to pay for them? As a homeowner, you’ll be glad to know that your mortgage agent can help you access funds through the equity in your home.    With house prices on the rise, more and more people...
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